Posts Tagged ‘Five’

Access Health Adams County accepting new clients for first time in five months

Access Health Adams County accepting new clients for first time in five months
Julie Shepard is excited, and rightly so. The executive director of Access Health Adams County (AHAC) says her non-profit organization can accept new clients, something it has not done for five months.

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iYogi Reviews the Top Five Laptop Issues for Mobile Users

iYogi Reviews the Top Five Laptop Issues for Mobile Users
iYogi lets readers know about such issues as laptop security, taking care of the battery, and what to do when faced with e-mail error alerts. The firm also provides tips about security arrangements for your laptop and provides expert assistance via its remote tech support services for issues beyond the scope of users. New York (Vocus/PRWEB) April 14, 2011 iYogi, the provider of on-demand remote …

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Virginia Aquarium Conducted Health Physicals on Five Spotted Eagle Rays

Virginia Aquarium Conducted Health Physicals on Five Spotted Eagle Rays
Only Seven Facilities, Including the Virginia Aquarium, have Spotted Eagle Rays In Their Permanent Collections By Joan Barns Virginia Beach, VA – Today the Virginia Aquarium & Marine Science Center conducted health physicals on five spotted eagle rays, (Aetobatus narinari) that soar above guests in the Red Sea Tunnel Aquarium. This is the first time annual physicals have been conducted since the …

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Top five advances in heart disease research

Top five advances in heart disease research
There’s more to hearts in February than celebrating Valentine’s Day. February is also a time to learn about advances in heart disease research that promise to keep us living longer, healthier lives.

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Feldman Law Center ? Five Steps to a Loan Modification

If you check the stock market on Monday, people will be saying the market is up and everything is looking better financially.  If you check the market on Tuesday, all economists will be in complete agreement that the world is going to end in 48 hours.  What does this mean for you?  No one, not even the “experts,” have any clue where the economy is going or how long it will take for the country to climb out of this “Great Recession.”

Real estate has been a nightmare for many people as well.  One minute the housing markets look great, and yet with unemployment at a 25 year high and climbing, no one has any idea what the future will bring.  This affects available homes, available credit, interest rates and more.  There is very little sure footing in today’s market, but with a loan modification, you could be closer to security than many other people.

Five Steps

Here are five steps you can take to get a loan modification:

1.    Do your homework – Read as much as you can about loan modifications.  While at work, while watching the ball game, while you are eating lunch – read and learn about loan modifications.  This will only enhance your understanding of the industry and give you a sense of what a loan modification can do for you.

2.    Get your ducks in a row – It is important to have your financial paperwork in order to get the loan modification that is going to work for you.  That means tax returns, pay stubs, bank slips and more, all from the last few years.  A bank is going to want to see your financial history, as well as your current financial situation in order to make a decision.

3.    Talk to your spouse – You cannot get a mortgage loan modification without having the assistance and agreement of your spouse.  While your financial situation may be dire, you must work together in order to make this happen.

4.    Find a loan modification company – You can always attempt to get a loan modification on your own, but having a highly qualified loan modification attorney working with you might be the necessary help you need.  Knowing how to fill the application out, how to file the paperwork, how to organize the communication between your side and the lender and much more can all be helped by a loan modification attorney.  You wouldn’t go to court without an attorney, so do not try getting a loan modification without an attorney.

5.    Calm yourself – It is important to be patient and understanding with yourself and your situation while trying to get a loan modification.  It can be very easy to overreact and lose your calm.  In fact, more marriages end because of financial troubles than for any other reason.  So, giving yourself, your spouse and everyone else around you some slack will keep your relationships and your life in a good place.

Contact a loan modification attorney today, and begin the process of staying in your home.

Visit us at http://www.feldmanlawcenter.com or call 800-588-0425.

Five departments in your business that can benefit from online document management

Though the number of documents people only see in electronic format is growing, it doesn’t look like the world will be able to go completely without paper any time soon.  That is why it is important to plan out a strategy for managing your paper and electronic documents simultaneously. While every department can benefit from electronic document management tools, there are some departments that might appreciate it more.

Accounting: Accounts Payable and Accounts Receivable, Tax and General Accounting teams will appreciate that invoices (paper or electronic), copies of checks and tax returns can all be stored in a secure, organized manner online. By having separate online cabinets or using customized index values, documents from different areas can be restricted from non-assigned employees.

Better yet, most document management systems can be integrated with accounting software packages to put copies of paper records with your customer detail. Easily manage documents like:

Sales and Purchase Invoices
Copies of cash receipts and payments
Purchase and Sales Registers
Cash and Bank Books

Human Resources: Mountains of paperwork continues to live in a HR professionals world. Resumes, benefit applications and W-2s are just a few of the documents human resource departments are required to keep for specific periods of time (lengths vary by document type, state and industry). By storing these documents in a searchable, organized fashion (think last name, first name, department, hire date and more) and making them simultaneously accessible, staff can bear more efficient than ever.

In addition, paper copies of personnel records no longer need to be stored on or off-site for a certain number of years. Once scanned, documents are considered legal originals according to The Uniform Electronic Transactions Act (UETA), as long as the date and time they were scanned is captured and the owner can prove that the document hasn’t been altered. Document management systems have audit trails that record the date and time and show who has accessed the document and from what location.

Sales and Marketing: While sales and marketing typically aren’t labeled as paper-generating departments, they do have information and correspondence worth documenting. It is important to have the final, signed version of a contract on hand should a legal dispute arise. Likewise, e-mail correspondence where the buyer/seller communication can be documented can be helpful if a customer claims a salesperson did or didn’t tell them about a feature or function (or lack thereof).

Can’t find the perfect graphic designer in Cape Coral, Florida? Hire one from London. Using online document management, marketing teams are able to bring in resources from around the world, since documents can be accessed from any computer with Internet connection – making collaboration easier.

Customer Service:  To better serve clients, put invoices, product information and contracts online so front-line employees can answer questions while the customer is still on the phone. And for added service, e-mail copies of those documents in a few keystrokes.

The call center manager for an online etailer is convinced that their document management system increases productivity and reduces its paper management costs significantly. “Instead of hunting for paper in one of twelve filing cabinets in response to vendor and customer inquiries, my staff can now pull up any document relating to that customer or vendor to resolve problems and inquiries, even viewing multiple documents on-screen at once if required,” she said.

Legal: Businesses must deal with a variety of legal documents such as government-related documents, franchise tax renewals, license renewal and reports of the company’s annual meetings. There are also legal documents relating to purchasing, leasing or renting of assets, processes of litigation and bankruptcy filing.  And usually there are multiple versions of those documents.  By storing them in a document management system, it is simple to see which version is the most recent and it’s easy to search for the right document with index values or keywords.

While all departments can benefit from better organization and fewer files lying around, some seem to have more documents to deal with than others. If these departments spend time and energy putting paper and electronic documents together in structured system, the company will definitely see a boost to the bottom line from time, money and space savings afforded by online document management systems.

Five things to know

Five things to know
If you are looking for something to do this holiday week in the Elgin area, here are some suggestions.

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